Law BookHands on Credit
Dr. D.D. Mukherjee's Hands on Credit, now in its 3rd Revised and Enlarged Edition, takes a genuinely different approach from a standard credit textbook — it's built around "doing it yourself." Rather than just explaining concepts, each module presents a real credit situation or "caselet," asks you to work out your own solution first, and then walks you through a suggested solution to compare against. That step-by-step, situation-first method is designed to actually drive the core methodology into a credit officer's instincts, rather than leaving it as something read once and forgotten. Practical exercises span a wide range — balance sheets and financial statements, various credit models, supervision and follow-up actions to keep credit performing and healthy, legal scenarios, and assessment of working capital, term loans, and retail loan EMIs. It's less a reference book and more a working companion for anyone actively handling credit day to day, aimed squarely at helping credit personnel avoid the common mistakes that tend to slip through.
